State-owned Banks

The time when China completely opens its market to foreign-funded banks is just around the corner. The advanced information technologies and management standards of foreign-funded banks have brought great challenges to state-owned banks. Currently in a state of transition, China’s banking institutions are confronted with many new tasks, such as the reform of the shareholding system as  well as restructuring and listing. The business and management systems of state-owned banks will have to adapt to these challenges and prepare themselves for these changes via integration-based innovations.

Since the introduction of computer-based systems, state-owned banks have merged all their data into a single pool. With business mostly conducted via modernized databases, business operations have become more specific, efficient and centralized. By centralizing the credit management system and using databases, the application of information technologies has extended from business operations to the management and decision-making.

One can say that at this stage, state-owned banks face the tasks of consolidating information systems, strengthening the risk control system and building a decision-making mechanism. Based on years of experience serving state-owned banks, Global InfoSoft provides various services, including channels consolidation, customer relations management, risk control, profitability analysis, credit management, content management and anti-laundering.

Content Management Solutions

Databank Solutions

Risk Management Solutions

Joint-stock Commercial Banks

The focus of constructing a financial information system in joint-stock commercial banks has changed from electronic transactions to electronic managements :

• Fierce competition has resulted in more investment in customer relations management ;
• Interior management and procedure optimization poses a higher demand for BI and data mining ;
• Listing of bank shares and reforms within the bank have created a demand for better risk management ;
  
• The use of information systems in accounting makes management accounting possible ;
• Inadequate client coverage due to limited number of offices presents an opportunity for internet banking and e-banking to prosper ;
  
• The future trend is targeted retail service systems aiming at those between the ages of 20-35 ;
  
• As banks grow larger and and data become more centralized, there is more of a need for disaster preparedness.
  

Global Infosoft offers a series of self-developed products and solutions to joint-stock commercial banks, including a platform for channel consolidation, business intelligent products, management   accounting products, credit card solutions, customer relations management products and solutions as well as content management solutions. 

Credit Card Solutions

Comprehensive Frontal-End
Solutions 

Customer Relations Management Solutions

Urban Banks and Rural Credit Union

Based on a foundation of data centralization, many technology projects are being carried out, including the construction of core banking systems, banking disaster preparedness mechanisms and modernized nationwide payment systems. The structure will be planned and platform built with the help of professional financial software providers. Ensuring the consistency of the information system construction has already become an urgent priority. 

We have been providing solutions to regional banks since 1997, with a focus on core banking systems. Developing relationships with regional banks and serving them has been our operational guideline throughout the years. Our conscientious teams of experts, customized service plans, years of experience, more than 30 kinds of software products advantage.

Comprehensive Banking System Solutions

Credit Management Solutions

Business Intelligent Platform
Solutions